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What is insurance and how does it work?
## Demystifying Insurance: Protection You Pay For Insurance. It’s a word we hear often, from car insurance commercials to health insurance debates. But what exactly *is* insurance and how does it actually work? Simply put, insurance is a way to protect yourself, your family, or your possessions from financial loss…
State vs. federal regulation of insurance
## Who’s Watching Your Insurance? The State vs. Federal Tug-of-War When it comes to insurance, it’s easy to assume everything is regulated on a national level. After all, major insurers operate across state lines, so shouldn’t there be a single, overarching set of rules? The reality is far more complex,…
Life Insurance as an Investment: Pros and Cons
## Life Insurance: Just Protection or Smart Investment Too? Life insurance is often seen as a safety net, a way to protect your loved ones financially when you’re no longer around. But could it also be a savvy investment strategy? While the primary purpose is death benefit coverage, some types…